Fix Bad Credit

Melvin and Grace put in a lot of effort (and passion) into my case to achieve my default removal and other historic negative factors being removed. My credit score has gone from below average to excellent. It took longer than expected to achieve this but my trust was well founded. Thanks to the entire team at Real Credit Repairers for giving me control of my future back again after a brutal divorce settlement.

- John Allan

Credit fix experts helping to remove your worry and restore your rating

It’s amazing how much three little numbers can impact our financial lives. For Australians struggling to fix bad credit scores, the reality of the situation is all too real — and it’s why many choose to seek expert credit repair advice. 

The team behind Real Credit Repairers can help show you how to fix bad credit, restore bad credit ratings and get you the financial stability you deserve. With hundreds of online reviews and millions of dollars saved, we do everything we can to negotiate debts, remove black marks, and help you access greater financial opportunities. 

Bad credit repair explained 

Bad credit repair services can improve your credit score by removing factors dragging it down.

For example, credit repair experts work with credit bureaus and lenders to remove negative items from your credit report, including late payments, debt collections, and other blemishes preventing your score from improving.

In most cases, we can help remove black marks from your credit score in just six weeks.

Our bad credit clean-up services

You can rely on our team of skilled, experienced professionals to: 

  • Review credit histories and identify potential problems.

  • Resolve outstanding black marks without lifting a finger.

  • Reduce your debts by negotiating with difficult creditors.

Fix your bad credit today - call our specialists 1300 277 355

Why we’re the bad credit removal experts 

For hundreds of Australians nationwide, Real Credit Repairers has been nothing short of a credit fix miracle.

We make our intentions known from the beginning:

  • You only pay for what we fix. If it doesn’t get done by the deadline, you won’t pay a dime.

  • We strive for 100% transparencyaround all expenses. You’ll know what to expect before signing on the dotted line and only pay after the work is done.

  • We adhere to the best credit repair practices and have helped hundreds of customers get the freedom they deserve. 

  • Check out our rave customer reviews - the proof is in the pudding!

When you call the team at Real Credit Repairers, you’ll get all this and more!

Let us remove bad credit - call 1300 277 355

Explore Our Other Real Credit Repair Services

At Real Credit Repair, we fix bad credit fast and effectively. We’ve helped many clients restore their credit scores, removing financial barriers. Explore our top services below:

Secure your financial future with Real Credit Repair. Call us today at 1300 277 355 or visit our Contact Us page to explore your options.

How we fix bad credit fast

A credit score fix doesn’t have to be complicated. With Real Credit Repairers by your side, you can see measurable progress in as little as 30 days!

Here’s how we do it:

  • Removing defaults — Do you have a late payment on your record that has contributed to bad credit history? We’ll do all the legwork to make it disappear.

  • Removing credit enquiries — Rejected credit enquiries take a toll on your credit history. Real Credit Repairers can make the problem go away.

  • Removing court judgements — Your court judgement’s verdict may not be set in stone. We can have judgements negotiated or set aside on your behalf.

  • Removing black marks — Whether you used a payday lender or a pay-in-four provider, Real Credit Repairers can wipe black marks from your record. If we can't remove the black mark, you won't be invoiced.

  • Resolving identity theft — Your credit history may have been marred by malicious actors or criminals. Let Real Credit Repairers get the work done fast.

  • Negotiating debt totals — Some lenders may be willing to settle for less than what you owe. This clears your debt faster and repairs your score quickly.

  • Negotiating payment plans - We can work with lenders to agree to a lower plan and reduced pay-back fee. 

Fix credit score fast - call 1300 277 355

Bad credit rating repair does NOT include

Real Credit Repairers are a powerhouse for credit score repair, but we have limitations.

We do have years of experience and established relationships with creditors, which smooths out and simplifies the entire process — meaning you won’t have to tackle the complexities yourself.

However, our credit repair experts also can’t remove accurate information from your credit score. We also cannot help you budget or manage your finances. If you need help managing your spending or staying out of debt, you may want to consider a financial advisor. 

Fix bad credit rating - contact us today

When you’re ready to repair bad credit fast, look no further than the team behind Real Credit Repairers. Our company has helped hundreds of Australians get back on track with their finances. We deliver the knowledge, experience, and wisdom you need to achieve your credit goals. 

Take the first step towards a blemish-free credit score by contacting Real Credit Repairers today. 

Or if you’d rather start with a free credit report and consult first, simply click the button below and get connected with a pro.

FAQs about fixing bad credit

  • Credit agencies are typically responsible for calculating credit scores. The actual rating can differ from agency to agency. However, if we are to take an example from one of the country’s largest credit reporting agencies, Equifax, a bad score lies between -200 and 310. To provide context, the score ranges from -200 to 1200.

  • The answer varies depending on the cause.

    Two years - repayment history

    Five years - court actions and enquiries

    Seven years - major infringements

  • One thing is certain: you will never be able to fix your credit rating as fast as our team. We know the ropes, the people and the procedures. Our experience means we can very quickly get to the root of the issues and find effective, sustainable solutions. As a result, you can expect us to achieve results sometimes as quickly as six weeks.

We’ve helped thousands of people achieve their dreams.
Read the reviews from just a few of them.