Credit Repair - Identity Theft 

Big shoutout to Christine Dawson! She’s kept me in the loop of everything, as soon as a successful outcome came in I got a call within the minute! Super impressed with the communication and efficiency of Christine Dawson and the rest of the team, Cheers all!

- alex grenot

Reclaim financial control and security with identity theft repair specialists

 For the most part, credit restoration is required when someone over-extends themselves by borrowing money and/or fails to make repayments. However, there is a particularly sinister form of bad credit, and it can take you by complete surprise… 

Identity theft or fraud is a criminal act that occurs when someone’s personal details are stolen or forged without permission and used to appropriate their identity. The criminal exploits the information to apply for loans or withdraw money from personal bank accounts. Fraud victims can be left traumatised and financially compromised and the damage can snowball and last for years, which is why we recommend specialist intervention. 

Real Credit Repairers are experts in identity theft repair. We understand and are sensitive to the turmoil and shock involved in such cases, and we work quickly to protect our clients and restore their credit rating.

Are you the victim of identity theft or fraud? Fast action is crucial - call our experts on

1300 277 355

Fraudulent hard credit enquiries explained 

In addition to effectively robbing you, this type of criminal behaviour can leave a lasting imprint in other insidious ways. An unauthorised credit application can lead to a fraudulent hard credit inquiry on your credit report, negatively affecting your credit score and ongoing financial well-being. It is imperative to rectify this wrong - you should not be left to suffer from someone else’s deception. 

Get better results faster with fraud and identity theft experts 

Navigating the complexities of fraud-related credit repair can be overwhelming and incredibly stressful. It requires a level of project management that can be daunting, even without the anxiety. Moreover, if you’re unfamiliar with the process, it can take years to achieve results. 

Timing is of the essence, and we recommend you appoint Real Credit Repairers professionals to act on your behalf for many reasons: 

  • No-win, no-fee service - we charge fair and reasonable rates only if successful.

  • Available time and resources to undertake a potentially huge amount of investigative work and launch official disputes.  

  • Deep understanding of the intricate processes, systems and immediate requirements to contain the situation and help prevent a second wave of attack. 

  • Networked with credit bureaus - we know the right people to contact and the most effective way to communicate with them. 

  • Establish automatic notifications with Equinox - minimise the chances of repeat attacks with alerts for every time a credit provider accesses your credit file. 

  • Skilled in negotiating and disputing unauthorised credit applications.

  • Familiar with fraudulent behaviour and able to provide broader advice about Identity theft protection. 

    No win, no charge - our service fee is based on success. Call 1300 277 355

Explore Our Other Real Credit Repair Services

At Real Credit Repair, we fix bad credit fast and effectively. We’ve helped many clients restore their credit scores, removing financial barriers. Explore our top services below:

Secure your financial future with Real Credit Repair. Call us today at 1300 277 355 or visit our Contact Us page to explore your options.

Professional financial identity theft credit repair services 

Rely on our experts for: 

  • Informing debt collectors and credit reporting bodies that you are a victim and not responsible for the financial fallout you now face. 

  • Filing an official identity theft report on your behalf. 

  • Checking your credit report to determine the full extent of damage. 

  • Launching disputes on your behalf. 

  • Examining and unearthing report errors.

Restore your credit rating and take back control - call 1300 277 355

Identity theft protection - what you need to do 

You can play an important role in clearing your name and regaining financial control. Here are some of the things you can do to protect yourself from ongoing attacks and safeguard your remaining funds and assets: 

  • File a police report. 

  • Contact your bank and financial institutions and notify them of what has happened. 

  • Freeze your credit card until a new card is issued. 

  • File an official identity theft report. 

  • Change all PINs and passwords to all accounts and assets - preferably use a system such as LastPass. 

  • Gather evidence - collect statements and review - look for suspicious activity and collect photographs or screenshots. 

  • Document any communication you have with financial institutions and law enforcement.

  • Gather any witness statements in writing. 

  • Keep a physical copy of documents that might assist us in our endeavours. 

Contact us about identity fraud credit repair 

We know this can seem like a staggering challenge and a gross injustice, and we’re here to help. You’re not alone - our experts are with you every step of the way, and we’re determined to right this wrong. 

FAQs

  • This is a criminal act whereby someone steals another person’s identity for financial gain. The stolen personal information could include the person’s name, birthdate, credit card details, bank account details, tax file number, etc.

  • Yes, you can fix your credit if you fall victim to this kind of fraud. However, the process and systems are complex and can be very drawn out and stressful. We recommend appointing a credit repair company such as Real Credit Repairers.

  • Yes, removing fraudulent hard enquiries from your credit report is possible. However, significant evidence and negotiation are required. Again, we recommend appointing professionals for the best, fastest resolutions.

  • You can minimise the chances of someone taking out credit in your name by protecting your identity in the following ways:

    • Set up an automatic Equifax notification service, as mentioned above.

    • Use two-factor authentication when accessing financial accounts.

    • Beware of phishing attempts.

    • Never share your PIN or password with anyone, and update them regularly.

    • Never leave a copy of your PIN or password for someone to find.

    • If you move home, ensure all your mail is forwarded.

    • Keep all personal records under secure lock and key - shred documents rather than throwing them into the bin.

Debt negotiators - reviews

We’ve helped thousands of people achieve their dreams.
Read the reviews from just a few of them.