Remove Credit Default
Amazing people, that actually help and advise you of every single detail. I never knew of the company until a mortgage broker referred me to them. I will be referring to my family and friend s for sure. Thanks so much Amanda and team.
- Jess Siaosi
We help clear credit history and get you back on your financial feet
If you’ve failed to meet a financial obligation, chances are you’re now suffering from a credit default. This could have serious financial and lifestyle repercussions. It can prevent you from accessing future credit, securing loans, and negotiating competitive interest rates right through to forced repossession of an asset such as your house or car.
Credit default removal is essential if you want the financial flexibility and freedom you had before things took a turn for the worse - and we’re here to help make it happen. Experts in all credit repair services, Real Credit Repairers can quickly, thoroughly and effectively clear credit defaults and restore your rating. And best of all - you only pay when we deliver results.
Call our specialists to remove credit default - 1300 277 355
Ways you can end up with a credit default listing
You can end up with a credit default for many reasons. Failing to make a loan payment, filing for bankruptcy, defaulting on a Bond and even not paying a utility bill can all lead to a black mark against your name (essentially a red flag warning to lenders).
If your payment is overdue by more than 60 days, the company you owe can initiate a default listing process. You may not even realise until, for example, you one day apply for a loan or a credit card and are denied.
A default listing can have serious consequences
Even if it’s just for a relatively small amount, a black mark against your name can wreak havoc in many ways.
Damage to your credit score
A bad credit score can compromise your chances of ever successfully applying for credit again.
Legal action taken against you
If significant figures are involved, lenders or creditors might take legal action against you. Having a criminal offence to your name is a whole other set of concerns and limitations.
Asset repossession
If you secured a loan with collateral such as your house or car, they may be repossessed so the lender can recover the debt.
Long-lasting financial repercussions
Getting a mortgage, securing the best interest rates and successfully applying for major loans could all be out of reach.
A default cannot be removed simply by you making a late payment. If the lender has made a mistake or the default occurred due to circumstances outside your control (for example, a natural disaster), you may have recourse.
No matter how overwhelming this feels, we’re here to help. So don’t fall any further - reach out to our team.
Call our experts to remove default from your credit file - 1300 277 355
Our credit default removal services
Once a credit default occurs, it can be extremely difficult to remove and can remain against your name for up to seven years. However, there are means and ways to contest and complain. And we’re here to do precisely that for you! Our experts can:
Dispute a default on your credit report.
Manage your response to court actions.
Initiate official enquiries on your behalf.
Investigate and resolve mixed identity or incorrect personal information issues.
Explore Our Other Real Credit Repair Services
At Real Credit Repair, we fix bad credit fast and effectively. We’ve helped many clients restore their credit scores, removing financial barriers. Explore our top services below:
Secure your financial future with Real Credit Repair. Call us today at 1300 277 355 or visit our Contact Us page to explore your options.
Why Real Credit Repairers to clear credit defaults
✓ Ten years of experience in credit repair
✓ Strong relationships with creditors and lenders
✓ No win, no fee - that’s fair!
✓ Affordable, competitive rates
✓ Our team is quick, responsive and committed to genuinely helping you
Contact us to remove credit default
Don’t stress - let’s fix this! Call our friendly, knowledgeable team today and let’s put a plan in place to sort this problem out for you.
Frequently Asked Questions About Credit Defaults
-
A credit default occurs when borrowers fail to meet their repayment obligations and breach a contract with their lender or creditor.
-
Defaults, court actions and enquiries remain on credit files for five years here in Australia. However, serious credit infringements remain for seven years.
-
First - don’t stress and don’t panic. Contact our team of experts. We are very familiar with the processes and protocols involved, and we know how to go about this as efficiently and effectively as possible.
-
The answer depends on many factors, and there is no one-size-fits-all response. You could expect anywhere from 50 to 300 points.