Past money mistakes shouldn’t cost your dreams
500+ reviews
No Win No Success Fee
Have helped thousands of people
Creditors we work with daily
Helping improve your credit scores and get your loan approved
Sometimes bills and finances get away from you - we get it. Life can be busy and unpredictable. But bad debt or a few financial errors in your past can lead to a black mark credit rating, which can stop you from applying for a loan, obtaining credit cards or owning a home or a car.
The team at Real Credit Repairers is here to help. Our professionals can help improve your credit scores and help remove bad debt. Best of all, you only pay for what we fix.
Book your consultation
FREE CREDIT REPORT REVIEW
Request an obligation-free call. We’ll check your credit report and score to see if we can repair your credit score. There’s no cost and no pressure. We’ll tell you straight up whether or not we can help and how much it might cost if we are successful.
SPEAK TO OUR DEBT NEGOTIATORS FOR FREE
*If you do not have your own file, you can order a free copy from Equifax, Experian, and if you need a fast-track file, we can order you one from the credit reporting bodies for a fee.
NO WIN NO SUCCESS FEE CREDIT REPAIR
Our credit clean experts are the best in the business. They’re motivated to help improve your credit score because they care, but also because we only charge you if we succeed.
You’ll only pay for what we fix
*We charge a $99.00 start admin fee thats non refundable and a no win no success fee guarantee.
We only charge for a successful removal of bad credit…so we work harder!
*Admin fee applies, see T&Cs below
HOW REAL CREDIT REPAIRERS WORKS
The credit repair process is simple with our team!
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Have a chat with a credit repair specialist
Get on the phone and tell us a bit about what has been going on. We're real people who speak plain English! We'll go through your credit report with you and create a strategy to improve it. We can also assist with payment plans to pay back your debt over time.
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We investigate with credit reporting agencies on your behalf
We’ll call the companies that have put black marks on your credit report and investigate on your behalf. Having dealt with these credit reporting bodies for many years, we have fantastic relationships with their teams and thorough knowledge of their processes.
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We dispute fight defaults, court orders and negative marks
We know how to manage bad credit repair and what needs to be done. We quickly identify grounds on which to mount your case, and we systematically work through the process - and our networks - and manage your credit score repair.
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Credit restoration
We'll have negative marks, such as a credit default removed. We provide confirmation of success. Best of all - unlike other credit repair companies - you'll only pay for the cases we solve (and only once we have 100% confirmation that they’re removed from your record)
FOR SPECIALIST CREDIT REPAIR IN AUSTRALIA THAT CARES - CALL 1800 370 648
Real credit repair can stop you spiralling into more debt
Credit scores decline for several reasons, from late bills to a high debt-to-income ratio. And when you’re caught in a cycle of debt and missed payments, it can feel impossible to make better financial decisions.
But what goes down can always come back up. Regardless of your bills, debt, or financial past, there are ways to clean your credit history and help improve your credit score.
Professional credit clean-up services
Our credit cleaning services remove default listings, court orders, and black marks from your credit file. This leads to new financial opportunities by unshackling your past from your future possibilities.
Curious to see how we could help? Get your free credit report today.
Why clients think we’re the best credit repair in Australia
At Real Credit Repairers, we’re not interested in pomp and circumstance. Rather than impress you with complicated jargon or confusing numbers, we let our results do all the talking.
And our actions speak louder than words:
- We aim to clear cases in six weeks or less, with most clients seeing results in just 30 days.
- We have excellent relationships with some of the world’s largest creditors and have years of experience working through situations like yours.
- We have hundreds of five-star reviews from wildly happy customers all over Australia.
With transparent prices and an upfront approach, we can clean your credit history in no time. And with hundreds of cases investigated, we’re not just any credit repair company — we’re the real deal!
Our services focus on providing transparent pricing and a straightforward methodology for credit file management. While we strive to assist every client effectively, please understand that default removals are not guaranteed. We are committed to helping you with honesty and compliance.
FOR CREDIT REPAIRS THAT GET YOU OUT OF DEBT -
CALL 1300 277 355
Real clients, real credit repair solutions
Too much of the credit repair industry operates behind closed doors. At Real Credit Repairers, we’ve made authenticity a cornerstone of our business, serving Australians nationwide with world-class services and life-changing results and debt solutions. With hundreds of happy clients around the country, we would be honoured to serve you as well.
Dare to hope for a fresh start with experienced professionals who have your needs in mind. Contact us at 1800 370 648 to speak with an advisor — no fuss, and absolutely no stress.
Frequently Asked Questions about Credit Repair in Australia
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Real Credit Repairers, which is one of the only companies with a no-win, no success fee charge guarantee if we can't remove it, we will not charge the success fee. We have a small investigation start fee upon acceptance on a case-to-case basis, which is non-refundable at only $99.00. We also offer all your credit reports from Equifax illion and Experian with our fast track consult for only $89.95 with a full detailed analysis with our case officers so you know what your score and situation are and get advice on what's needed to improve your credit rating.
Our fees for successful removals are as follows:
$1195.00 (including GST) for first removal, improvement and/or confirmation of conditional agreement to remove any Default and Serious Credit Infringement on your credit file when received in writing.
$695.00 (including GST) per each subsequent removal, improvement and/or confirmation of conditional agreement to remove any Default and Serious Credit Infringement on your credit file when received in writing.
$1495.00 (including GST) per removal, improvement and/or confirmation of conditional agreement to remove any Court Default Judgment or Summons/Writ on your credit file when received in writing.
For repayment history, we have a one-time, non-refundable $99 upfront admin fee. After that, we charge a $990 success fee per account, which is only payable if we successfully fix the repayment history for that account.
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A credit repair specialist can assist in reviewing your credit report for any inaccuracies or outdated information. While we aim to help you understand and manage your credit profile, we cannot guarantee specific outcomes or the removal of all negative information. For more information about our Credit Repair Service, please contact us.
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Choosing the right credit repair company involves looking for transparency, proven results and a clear understanding of credit laws. We pride ourselves on excelling in these areas, ensuring you receive top-notch service. Discover why we are one of the top credit repair companies in Australia.
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We can review and challenge certain entries on your credit report, including defaults, in accordance with relevant regulations. However, we cannot guarantee the removal of all defaults or specific outcomes. For more information about our process, please contact us.
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Identity theft can have a severe impact on your credit score. Our team offers dedicated services to rectify issues arising from identity theft, ensuring that your credit report accurately reflects your financial history. Explore our Credit Repair for Identity Theft services.
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A good credit score can support your application for a mortgage. Our credit repair services can help you review and dispute inaccuracies on your credit report. However, we cannot guarantee specific results with your lenders or the removal of all negative items. Please talk to your lenders so that you satisfy all lending criteria, as credit repair is only one part of your application. For more information about Credit Repair for Home Buying, please contact us.
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Late payments can negatively affect your credit score, but in some cases, we can negotiate their removal. Addressing these can help in improving your overall credit standing. See how we can assist with Credit Repair for Late Payments.